Internet Scams Designed To Part a Fool and His Money – Don’t Let That Fool be You!

The internet is chock full of scams and rip-offs that are designed to wrench your hard earned money away from you.. The Federal Trade Commission (FTC) recently identified a list of twelve scams and rip-offs that consumers are likely to receive via email. Some of the so called “dirty dozen” offenders are listed here. If you’ve ever received an unsolicited bulk email, it was probably one of these.

Guaranteed Loans

Many emails solicit “guaranteed loans” regardless of your credit history. They may be for homes or automobiles and sometimes credit cards. Don’t fall for it. Usually you’ll wind up paying for a list of lenders who will turn you down if you don’t meet the requirements of any lender. Any loan you can get with poor credit is likely to have an exorbitant interest rate. The same is true of the credit cards.

Credit Repair Services

Emails offering a service that will repair a poor credit rating go out all the time. Don’t buy it. There are two things that will mend a poor credit rating and bring up your FICO score: time and money. Anyone offering to do it for you with little or none of those being involved is trying to rip you off.

“Free” Merchandise

Emails offering free high-tech items in return for operating as a secret shopper, filling out surveys, and other such activities are sent to millions every day. The items offered may be digital cameras, Sony Play Station and PSP systems, personal computers, you name it. According to the FTC, most of these are just disguises for pyramid schemes. You’ll wind up paying some form of “application fee” and never see the promised merchandise or your money.

Health Pills/Diet Pills/Bodily Improvements

Many solicitations offer effortless ways to lose weight, have more energy, even enlarge certain parts of the male and female anatomy without exercise or plastic surgery. Obviously these things don’t work. If you want to lose weight, eat less and exercise more. If you want to feel better, take vitamins or discuss your options with a physician. If you want a bigger… whatever… consult a plastic surgeon.

When receiving emails that promise you the world, the best thing to do is remember that if something sounds too good to be true, it probably is. Press the delete button and call it a day.

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